Asset Management Services

“No method has ever been devised which will predict the trend of the stock market with consistent success” Sir John Templeton, Founder of the Templeton mutual fund group (now Franklin Templeton)
 
“Nobody can predict interest rates, the future direction of the economy or the stock market…” Peter Lynch, former manager at Fidelity Funds
 
We offer prudent management of long-term investments, with a modest threshold of $100,000 investable assets.  Our basic precept is simple:  We accept the wisdom of Templeton, Lynch and many other master investors that no one can accurately, consistently predict or time the markets.  So, how do we participate in the Bull Markets and attempt to limit the devastation of Bear Markets?  By using the Nobel Prize winning principles of Asset Allocation! * 
 
I believe major two keys are missed by many others in their attempts at asset allocation.  The first is to include what I refer to as “Real Diversifiers”, asset classes that frequently have little correlation to the typical “Large Cap/Small Cap; Growth/Value; Domestic/Foreign” stocks in which a major part of your portfolio is (and probably should be) invested.  The second is adherence to a disciplined process of periodic rebalancing. 
 
We generate a written Investment Policy Statement to outline the parameters and guidelines for managing your portfolio, and then use the proven principals of Asset Allocation to determine an investment mix that balances your need for returns with your tolerance for risk. We periodically rebalance your portfolio in pursuit of every investor’s primary objective: to Buy Low and Sell High.  In addition to your regular brokerage statements, we generate quarterly reports on the performance of your portfolio, including comparisons to widely recognized market indexes. 
 
Sounds simple, doesn’t it? The best ideas always are!  While the concept is indeed simple, consistent execution can be extremely difficult.  Over the years I have found the most difficult thing for investors to do is to trim back (sell) their strongest investments in order to add to (buy) their weakest.  And keep doing it.  Regularly.  Rigorously.  Over a long period of time.  Yet, that is exactly what must be done to both enhance returns and reduce the risk of your investment portfolio.  For, when it comes to investing, “The Weak Shall Become Strong and the Strong Shall Become Weak”!
 
*  Harry Markowitz, Merton Miller and William Sharpe won the Nobel Prize in 1990 for their pioneering work on the use of Asset Allocation techniques to reduce the risk and increase the returns of investment portfolios.